If someone is being sued for a delinquent medical bill by a corporation, there are several defenses they might consider:
1. **Statute of Limitations**: Check if the debt is past the statute of limitations. Each state has a specific time limit within which a lawsuit must be filed¹.
2. **Improper Service**: If the court papers were not served properly, the case might be dismissed².
3. **Debt Validation**: The plaintiff must prove that the debt is valid and that the amount claimed is accurate².
4. **Payment or Settlement**: If the debt was already paid or settled, providing proof can be a strong defense¹.
5. **Insurance Coverage**: If the medical services were supposed to be covered by insurance, and the insurance company failed to pay, this can be used as a defense².
6. **Incorrect Amount**: Challenge the amount claimed if there are errors in the calculation of the debt, including interest, fees, or other charges².
7. **Lack of Notice**: If the medical provider did not send a bill or notice of the debt, they may not have the right to sue².
8. **Eligibility for Assistance**: If the person was eligible for Medicaid or other assistance but did not receive it, this can be a defense¹.
9. **Bankruptcy**: Filing for bankruptcy can halt the lawsuit and potentially discharge the debt³.
It's important to respond to the lawsuit promptly and consider seeking legal advice to navigate the process effectively.
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